8.12.11

How To Save Money This Holiday Season... Through Your House!

Everyone is interested in saving a little money this holiday season. We love finding sales, discount codes, and clearance items! If I hear a special sale on aisle 4, I run like the wind to see what I can get. With the current economic crisis, most of us need to be thrifty and find ways to save, but did you know you can save money with your house? It's true! Your house can actually help you save money. Have you thought about refinancing your mortgage loans? When interest rates are lower than usual, like now, it's the perfect time to refinance your mortgage.

What are the benefits to refinancing? When you refinance at a lower interest rate, you may be able to greatly reduce your monthly payments. You house still costs the same, but the cost you pay to the bank is reduced. This alone can save you thousands of dollars! In addition, you make be able to receive a cash-out refinance, which means you may be able to receive more money on loan based on the amount of money already paid on the home. This can be so helpful during the holiday season, especially when buying gifts for your family and children. You can also pay off other bills and creditors that charge interest with the cash-out refinance and save even more money!

Still need another reason to refinance? By having a lower interest rate, you can pay off your mortgage faster. This means less time owing and more time saving. Think about all the vacations and other fun things you can do with the money that would otherwise go to the bank. This, alone, is reason enough to refinance! With the holidays quickly approaching, now's the time to think about saving- for the present and the future. Take advantage of the low interest rates, save money, and enjoy your holiday season! Get your mortgage refinance quote to see how much you can potentially save.

How will you save money this holiday season?

You can drastically reduce your house payment AND the overall money you pay to the bank instead of towards the money owed.

2 comments:

Danielle @ Happenings of the Harper Household said...

Oh gosh, I would LOVE to get a lower interest rate on our mortgage. Thanks for posting this - definitely something I want to look into.

Danielle @ We Have It All said...

Actually we are refinancing our car loan this month. As small as a car loan is compared to a mortgage... we needed to cut our monthly bill down a bit. When I owned my own home, I actually remortgaged it twice. I was paying less per month on that mortgage that I have ever paid RENTING!

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